Trusted For Over 65 Years
4.9 STAR RATING
A+ BBB RATING
What Is a WDI Report?
A Wood Destroying Insect (WDI) report, often called a termite letter or termite inspection, is a written record of what a licensed inspector found when checking a home for termites and other wood-destroying insects. Lenders, buyers and real estate agents use it to make sure there is no hidden termite problem before a home changes hands.
We complete reports on the standard NPMA-33 form that lenders accept nationwide.
A-1 has been inspecting Salt Lake Valley homes since 1961. We know where termites hide in Utah houses: basements, crawl spaces, sill plates and any wood that touches the soil.
What Our Inspector Checks
- Foundation walls, inside and out, for mud tubes
- Crawl spaces and unfinished basements, including sill plates, joists and subfloor
- Baseboards, door frames and window trim on the lowest level
- Porches, decks, steps and anything wood that touches the house or the soil
- Moisture problems and other conditions that invite termites
- Detached garages and sheds, when the lender or buyer asks for them
The inspection covers visible and accessible areas. We don’t open walls or move furniture and stored items, so clear access to the crawl space and basement helps.
How a WDI Inspection Works
Step 1
Schedule
Call or text (801) 968-3370 with the property address, your closing date and who should get the report. Agents and loan officers can order for their buyers.
Step 2
Inspect
A technician checks the home from the foundation up. Someone needs to let us in, or the listing agent can arrange lockbox access.
Step 3
Report
You get the signed report within 1 business day, and we send copies to the buyer, agent and lender so it is ready before closing.
What Utah Home Buyers Should Know About WDI Reports
Does a VA loan require a termite inspection in Utah?
Not always. The VA requires a WDI report automatically only in a handful of southern Utah counties. In the Salt Lake Valley and the rest of northern Utah, a VA loan calls for one when the appraiser notes signs of termites, termite damage or conditions that invite them. Many lenders and buyers order one anyway. Your loan officer will tell you whether your loan needs it.
Does an FHA loan require one?
FHA asks for a WDI inspection when the appraiser sees evidence of termites, when it is the local custom, or when state or local law requires it. Some lenders add their own requirement on top of that.
Conventional loans and cash purchases
A WDI report usually isn’t required, but many buyers order one along with their home inspection, especially on older homes with a crawl space or an unfinished basement. A general home inspection looks at the whole house. A WDI inspection is a closer look at one thing: termites.
What happens if we find termites?
The report says what we found and where. If we find termites or termite damage, we’ll give you a plan and a quote to take care of it. Once the work is done, we provide a new report at no additional cost, so the sale can keep moving. Who pays for the work is usually worked out between buyer and seller in the purchase contract. VA loans have their own rules about which fees a veteran can pay, and your lender can explain them.
How long is a WDI report good for?
Lenders want a recent report, and how recent varies by lender and loan type. Ask your loan officer how close to closing the inspection should be, and schedule it with that date in mind.
Selling a home?
Sellers can order a WDI inspection before listing. Finding and fixing a termite problem early keeps it from surprising you in the middle of a sale.
Need a WDI Report Before Closing?
What Salt Lake Valley customers say
Don’t just take our word for it. For over 65 years, homeowners and business owners across the Salt Lake Valley have trusted A-1 Exterminators for safe, effective pest control. Here’s what a few of our customers have to say.
Schedule a WDI Inspection in Salt Lake City Today
Contact Us Today!
Every property is different, and so is every pest problem. If you still have questions about our services, pricing, or scheduling, our team is ready to help. Fill out the form below or call us directly at (801) 968-3370, and we’ll get back to you with a straightforward answer, not a sales pitch.